PayGate ZW
Government of Zimbabwe
AI-Powered Civil Servant Loan Deduction Middleware
Self-Service
Civil Servant
Apply for loans, check credit score, manage deductions via WhatsApp or portal
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Oversight
PSC Officer
Monitor over-indebtedness, enforce policy, review disputes, manage compliance
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Fiscal Intel
Finance Ministry
Fiscal exposure, budget projections, settlement monitoring, AI stress testing
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Lender Portal
Lender Admin
Submit deductions, portfolio tracking, settlements, API & integration console
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Operations
System Admin
Platform health, AI model monitoring, lender onboarding, configuration
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Policy Engine
Hard 40% DTI guardrails and take-home checks.
AI Screening
Credit, fraud and distress models in one flow.
Fiscal Control
Treasury settlement oversight and exposure alerts.
Lender API
Submission, reconciliation and webhook callbacks.